Your satisfaction is our business priority

Fulcrum Finance


Residential Lending

Investment Lending

Vehicle Finance

Personal Risk Insurance

Expert advice, personalised service


We take the time to understand your financial needs and objectives, before recommending lending options to suit.


You'll get a better understanding of the facts and figures, how products compare and how they would impact on your objectives. You'll be presented with solutions carefully selected from a broad range of lenders, that best meet your unique situation.


We'll also help you with the paperwork and manage the loan process on your behalf, tracking your application and keeping you informed so you don't have to worry.





Buying a home is sometimes overwhelming. The process from applying for a loan pre-approval, liaising with the agent and organising the settlement is almost always complicated.


At Fulcrum Finance, we not only guide you through the procedures, we also negotiate with lenders on your behalf to ensure that your experience with buying a home is stress-free, providing you with peace of mind.





In Australia, property is one of the most popular ways to invest in your financial future. If you are planning to purchase an investment property there are many factors which need to be taken under consideration.  Obtaining the most appropriate finance structure for you is important and could potentially save you thousands of dollars over the life of the loan.


At Fulcrum Finance our team are dedicated to providing you with the most suitable structure for you to achieve your lifestyle and financial goals.






Fulcrum Finance also offer a range of vehicle finance options. With access to a wide variety of lenders and competitive rates, Fulcrum Finance can assist you with finding the right vehicle finance solution today.






Personal Risk Insurance is often overlooked by many Australians. In fact, 3 out of 4 Australians will be diagnosed with a serious illness during their lifetime. Personal Risk Insurance provides you with protection should you suffer from a serious illness or tragedy


There are a number of insurance products available such as:

  • Life insurance

  • Total and permanent disability insurance

  • income protection insurance

  • trauma insurance.


At Fulcrum Finance we can assess your current lifestyle and needs and organise a referral to a professional to assess the most appropriate insurance cover for you and your family.

Investment Lending


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C/- 46 Brae Street
Wavell Heights Qld 4012

Noel Shephard JP(Qual)

M: 0421 868 028
W: 07 3839 6000