Your satisfaction is our business priority

Your satisfaction is our business priority. With so many lending options available, let our expert brokers work with you to identify the ideal lending solution for your immediate and longer term needs.


With access to over 30 lenders and literally hundreds of loan products, Fulcrum Finance can work with you to identify the 'optimal loan' for you today, tomorrow, and to leverage your current assets to assist with your financial future and security.


Has your accountant ever asked about the "structure of your loans?" If yes, it is because accountants know that structuring loans correctly now can save you time, money and taxes in the future. So don't be afraid to ask your accountant today or give your professional broker at Fulcrum Finance a call now for an obligation free 'financial health' check-up today!


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Fulcrum Finance

About us

Searching for a home loan may not be hard, but understanding all the finer details can be.


We can help you choose with confidence.

Our Team

Not your average broker


As finance specialists, we understand the complexities of matching a loan to your objectives and financial needs. A loan that not only gives you a competitive rate, but also has the features you need - both for today and the future.


We have the experience and real 'know how' to help you make a well informed decision.


As an accredited PLAN Australia broker we must meet a high education standard and operate under a strict code of ethics, giving you added peace of mind. 


Noel Shephard JP (Qual)

General Manager

Prior to joining the financial services industry, Noel spent 12 years within the medical industry in both technical and senior management roles as well as previously owning a residential property management business in north Brisbane.


Noel is a qualified FInancial Adviser and Mortgage & Finance Broker. He has been involved in the financial services industry since 2000 and holds a Diploma of FInancial Planning, Diploma of Mortgage Broking Management and a Masters of Research from Griffith University. 


This diverse background provides Noel with a solid foundation to offer practical wealth creation and lending strategies to his clients. 


Noel is dedicated to delivering tangible outcomes and establishing long term relationships with his clients. 

Paula has worked within the financial services industry for over 25 years. During her career Paula worked for CUA, Winchcombe Carson, Henderson Matusch and most recently with a Queensland Mortgage Broker of the year.. 


Paula has experience in managing a start-up business plan which subsequently grew into a significant practice under their own AFSL. Having managed a financial planning office, Paula has a great wealth of knowledge in banking, administrative management, estate planning and comprehensive risk insurance.


Paula and Noel are also proud parents of two beautiful girls currently attending Mary MacKillop and Kedron State Primary School.

Paula Shephard


Mina Pirrone

Finance Manager

Throughout Mina’s time in the service industry, she has built a reputation as an empathetic and intuitive listener, always ready to appreciate her client's unique requirements. Mina is known for her personalised, professional approach and her accurate and insightful guidance to her clients.


This customer-service focus means Mina will always be straight-forward and upfront with you to ensure you achieve your goals, in a manner that reflects honesty and reliability.


Mina’s background lies in Finance (Loan structuring & processing) with a strong focus on Customer Care. Mina’s professional standing is enhanced by knowledge gained from working in the Financial Services industry for more than 10 years.


Mina strongly believes in the “client for life” approach - she knows that the best way to grow her career is to do the very best she can for her clients, through attention to detail, listening and critical execution of a plan.


Away from office, Mina loves to spend time with her family and dog, practice yoga, experiment with cooking and has a passion for home renovating & interiors.

About PLAN Australia


The Professional Lenders Association Network of Australia (PLAN Australia) was established in 1999, and is one of the country's largest broking groups servicing over 1,300 brokers across the country. With approximately 50,000 loans settled each year, amounting to $14 billion. PLAN Australia is part of the Advantedge Financial Services group, an award winning Australian wholesale loan service provider.


PLAN Australia is a membership based organisation, which assists members and their independently owned businesses, by providing access to leading products, services and support systems.


All PLAN Australia brokers must have completed or be in the process of completing a Diploma in Financial Services
(Finance/ Mortgage Broking) and have at least two years of industry experience to be accredited.


As a PLAN Australia broker we operate under a strict Code of Ethics to ensure that you receive fair and ethical service.

  • To act with honesty and integrity at all times

  • To comply with all laws and regulations relating to the mortgage industry

  • Free of conflicts of interest

  • To maintain confidentiality in all dealings.



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C/- 46 Brae Street
Wavell Heights Qld 4012

Noel Shephard JP(Qual)

M: 0421 868 028
W: 07 3839 6000